Most dental insurance plans do not cover cosmetic dentistry procedures since they're considered elective treatments for aesthetic improvement rather than medical necessity. However, some treatments may receive partial coverage when done for therapeutic reasons.
When Partial Coverage May Apply
Insurance may help with costs when procedures serve both cosmetic and therapeutic purposes:
- Clear aligners may be covered if treating bite problems or jaw dysfunction
- Crowns often receive coverage when restoring damaged or decayed teeth
- Tooth-colored fillings may be covered as alternatives to amalgam fillings
- Treatments addressing functional issues alongside aesthetic concerns
Coverage depends on your specific plan and the clinical necessity determined by your dentist. We'll work with your insurance to maximize any available benefits.
Financing Options to Fit Your Budget
Don't let insurance limitations prevent you from achieving your ideal smile. We offer several financing options to make cosmetic dentistry more affordable:
- Cherry Finance and CareCredit provide flexible payment plans with low or no-interest options, allowing you to spread treatment costs over manageable monthly payments.
- Our in-house membership plan offers discounts on cosmetic services for patients without traditional insurance, making beautiful smiles more accessible.
Take a Step Toward Your Dream Smile
Ready to explore your cosmetic dentistry options? Call Drs. Kim and Chen today at (410) 235-8525 to discuss treatment and financing options. We create beautiful smiles for patients throughout Baltimore, including families and professionals near Johns Hopkins University, Hampden, and Roland Park.